Great post, Steve. I'd also add not to tap your home equity without first checking to see what portion of equity might be protected if bankruptcy becomes necessary.
As an aside, I offer this insight about the fall in the workers in their 20's.... I consult with a landscape company that made a conscious decision this season to pare down their workforce by not inviting several previous workers to come back this season - and instead offered sizeable raises and better benefits to the remaining returning workers who are conscientious, hard working. If other companies are doing the same, that may also be swaying the numbers. Keep up the awesome work, my friend!
Paula, always great to hear from you. I agree; that is excellent for keeping good employees, but it is rough on those who were hoping for a summer job. I did talk to a contractor who said he hired a high school kid and was going to pay him $20/hr cash, and when he arrived, he handed him a shovel and the kid said, "I don't do shovels," and walked off the job.
Great post, Steve. I'd also add not to tap your home equity without first checking to see what portion of equity might be protected if bankruptcy becomes necessary.
As an aside, I offer this insight about the fall in the workers in their 20's.... I consult with a landscape company that made a conscious decision this season to pare down their workforce by not inviting several previous workers to come back this season - and instead offered sizeable raises and better benefits to the remaining returning workers who are conscientious, hard working. If other companies are doing the same, that may also be swaying the numbers. Keep up the awesome work, my friend!
Paula, always great to hear from you. I agree; that is excellent for keeping good employees, but it is rough on those who were hoping for a summer job. I did talk to a contractor who said he hired a high school kid and was going to pay him $20/hr cash, and when he arrived, he handed him a shovel and the kid said, "I don't do shovels," and walked off the job.