There's another gap between knowing the right financial decision and being able to make it. Someone may understand interest perfectly but have almost all their income committed to rent, debt and fixed bills. Education can improve judgment, but it can't by itself create the cash or flexibility needed to act on it.
Agreed, and it's the gap that gets missed most. You can know exactly what the right move is and still have nothing left over to make it with. More lessons don't fix an empty margin.
There's another gap between knowing the right financial decision and being able to make it. Someone may understand interest perfectly but have almost all their income committed to rent, debt and fixed bills. Education can improve judgment, but it can't by itself create the cash or flexibility needed to act on it.
Agreed, and it's the gap that gets missed most. You can know exactly what the right move is and still have nothing left over to make it with. More lessons don't fix an empty margin.